Trade credit account · For approved business customers
Apply for a Swish & Click credit account
Approved business customers can order on agreed payment terms, with no pro forma to settle upfront on every order.
A credit account lets your business place orders and pay on agreed terms, so repeat ordering is faster and your cash flow has room to breathe. It is built for established companies that order with us regularly.
Applying is quick. Tell us about your business, its registration, VAT number and trade references, and we will review your application and confirm your limit and terms. Approval is subject to our standard checks.
Complete the form below with your company details and trade references. We will review it and come back to you with a decision.
Before you apply
How it works
Opening a credit account is quick and straightforward. Here is what happens, and what to have ready before you start.
Apply
Complete the form below with your company details, VAT number and two trade references. It takes only a few minutes.
We review
We verify your VAT number and registration, run our standard credit checks and contact your trade references.
We confirm your terms
If approved, we set your credit limit and payment terms in writing. If we need anything more first, we will simply ask.
Order on account
Place orders and settle on your agreed terms, with no pro forma each time. We review your limit periodically as you grow.
What you will need
Have these to hand and the application takes just a few minutes.
Full legal name, trading address and company registration number.
So we can verify your business through VIES. Add your EORI number too if you import.
The name and role of a director or someone authorised to open credit for the company.
Suppliers you currently buy from on account, with a contact for each.
Where we should send invoices and statements.
A rough idea of your volume, and the credit limit you would like.
For higher credit limits we may also ask for recent financial statements. Everything you share is kept confidential.
Apply for a credit accountWhy open a credit account
Made for businesses that order regularly
For companies that come back to us again and again, a credit account takes the friction out of every order. Here is why it is worth applying.
Pay on agreed terms
Order now and settle on the terms we agree, instead of clearing a pro forma before every order.
Faster repeat ordering
Approved once, you order on account from then on. Ideal for recurring merchandise, campaigns and events on tight timelines.
Room for your cash flow
Spread payment across your terms and plan around your event and budget cycles with far less pressure.
Clean, consolidated invoicing
One account, clear statements and tidy records that make reconciliation easy for your finance team.
Questions about credit accounts? Email our accounts team and we will be glad to help.
After you apply
What happens next
Thanks for applying. Once your application is in, here is what to expect from us.
We review
Our accounts team checks your details, verifies your VAT number and contacts your trade references.
We confirm your terms
We email you our decision, with your credit limit and payment terms, or any quick questions.
You order on account
Once approved, place orders and settle on your agreed terms, with no pro forma each time.
We will be in touch by email. Any questions in the meantime?
accounts@swishandclick.eu