Prepaid Business Credits for Corporate Gifts & Merchandise

Our prepaid business credits allow companies to plan future purchases of corporate gifts, branded merchandise and custom apparel without repeated payments. Ideal for events, onboarding and campaigns, with 3-year validity and EU consumer rights applied worldwide.

    Prepaid business credits are designed for organisations that want flexibility, speed, and control over future merchandise spending. Whether you’re planning campaigns, onboarding, events, or ongoing procurement, credits let you secure budget now and decide the details later — without repeated approvals or payment delays.

    Contact us to set up your business credit

    Why use Swish & Click Business Credit?

    • 1. One approval, total flexibility

      Swish & Click Business Credit allows companies to pre-approve budget once and use it later for corporate gifts, branded merchandise, promotional products, and custom apparel. Instead of raising new payments for every order, teams can order when needed — making it ideal for HR, marketing, procurement, and agency-managed accounts with recurring requirements.

    • 2. Faster ordering for events, onboarding & campaigns

      With prepaid business credit already in place, orders move immediately into product selection, branding, and production. This eliminates delays caused by finance approvals and last-minute payments, helping companies meet tight deadlines for events, onboarding kits, seasonal campaigns, and internal gifting.

    • 3. Simplified admin and cleaner procurement

      Using business credit reduces the number of invoices, payments, and approvals needed throughout the year. Spend is consolidated into a single prepaid balance, making accounting, reconciliation, and budget tracking significantly easier — especially for companies managing multiple teams, locations, or campaigns.

    • 4. Secure, compliant & protected under EU law

      All business credits are valid for 36 months (3 years) and protected under EU consumer protection standards, which we apply worldwide. This includes clear terms, transparent conditions, and a 14-day right of withdrawal for unused credits, giving organisations full confidence when prepaying.

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    What happens after you buy business credit?

    • 1. A secure credit balance is created

      Once purchased, a secure, unique business credit balance is issued and linked to your order. This balance can be used across multiple future orders and does not need to be spent all at once, allowing flexible purchasing over time.

    • 2. Redeem credit on future orders

      Business credit can be applied at checkout or through our team when placing an order. You can use part or all of your available balance, and any remaining credit stays available for future purchases of corporate merchandise, promotional gifts, and branded apparel.

    • 3. Orders follow the standard production process

      All orders placed using business credit follow the same approval, production, and delivery process as standard orders. This ensures consistent quality, transparent timelines, and full visibility from order confirmation to final delivery.

    • 4. Balance updates automatically

      Each order reduces your available business credit automatically. Any unused balance remains valid until expiry, making it easy to plan future campaigns, events, and ongoing merchandising needs without additional payments.
    Want to simplify corporate gifting and merchandising? Contact us to set up your business credit.

    Plan smarter. Use your business credit across our most requested ranges:

    Clothing & Apparel
    Clothing & Apparel
    Bags & Travel
    Bags & Travel
    Drinkware
    Drinkware
    Office & Stationery
    Office & Stationery
    Technology & Innovation
    Technology & Innovation
    Wellness & Personal Care
    Wellness & Personal Care
    Executive & Luxury Gifts
    Executive & Luxury Gifts
    Eco & Sustainable
    Eco & Sustainable
    Home & Living
    Home & Living
    Events & Outdoor Gear
    Events & Outdoor Gear
    Gourmet & Drink Gifts
    Gourmet & Drink Gifts
    European Bestsellers
    European Bestsellers